top of page
Horse Ranch

Farm and Ranch

Farm and ranch insurance provides financial protection for farmers and ranchers against a wide range of risks that are specific to the agricultural industry. Farming and ranching can be vulnerable to a variety of risks, such as natural disasters, pests and disease, and accidents, which can cause significant losses. Without insurance, farmers and ranchers may be financially responsible for the cost of repairing or replacing damaged crops, livestock, or buildings, which could be significant.

Texas Farm and Ranch Basics and Coverage

Farm and ranch insurance is a type of insurance policy that provides coverage for agricultural operations, including farms and ranches. These policies typically include coverage for buildings, equipment, livestock, and crops. They may also include liability coverage for injuries that occur on the property or as a result of the farm or ranch's operations.


Farm and ranch insurance policies may be customized to meet the specific needs of a particular operation. For example, a policy for a small family farm might include coverage for the farmhouse, barn, and a few acres of land, while a policy for a large ranch might include coverage for a wide variety of structures, equipment, and livestock, as well as liability coverage for activities such as rodeos or hunting leases.


It is important for farmers and ranchers to carefully consider their insurance needs and to work with an insurance agent or broker who understands the unique risks and exposures faced by agricultural operations.

bottom of page